What about the plan I have now for Large Businesses?

You can keep it. You shouldn't see any changes in benefits or pricing until you next plan renewal.

How the Affordable Care Act changes Large Business Plans 

Under ACA, a Large Business is one with 50 or more full-time equivalent employees.

The Affordable Care Act had very little effect on  how Large Business health plans are underwritten, priced or the benefits they will provide. However, there were significant changes to Individual, Family, and Small Business plans under the new law.

The law affects Large Business plans by penalizing employers who do not offer health coverage to employees. A Large Business is also penalized if the plan offered doesn't pass the Affordability Test for each employee.

Penalties have been delayed until 2015 to give Large Businesses time to make sure that their plan is compliant with the law. Our experts will conduct a review of your plan and show you all your options. When you work with a Private Exchange, you know that your plan is 100% compliant. And the exchange takes care of all the required reporting, calculations, and employee notifications for you.

You can keep your current group plan and still use the Private Exchange technology and services such as a smartphone benefit App, custom benefit management system, intra-office communication, payroll services, outsourced Human Resources, COBRA, FSA, HSA Administration, and more.